Welcome to LENDO! These terms and conditions (“Terms”) govern your access to and use of the website https://lendo.co.in (“Website”) and any services provided by LENDO (“we,” “us,” or “our”). By accessing or using the Website, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from accessing or using the Website.
- Eligibility:
You must be at least 18 years old and capable of forming a legally binding contract to use our services. By using the Website, you represent and warrant that you meet these eligibility requirements.
- Loan Services:
- Personal Loans: We offer personal loans to individuals based on their creditworthiness and other relevant factors. The terms and conditions for personal loans will be provided separately during the loan application process.
- Car Loans: We provide car loans to individuals or businesses for purchasing new or used vehicles. The specific terms and conditions for car loans will be provided separately during the loan application process.
- Business Loans: We offer business loans to eligible businesses for various purposes. The terms and conditions for business loans will be provided separately during the loan application process.
- Overdrafts for the Employed: We provide overdraft facilities for employed individuals, allowing them to access funds beyond their account balance. The terms and conditions for overdrafts will be provided separately during the application process.
- Overdraft Loans for the Self-Employed: We offer overdraft loans to self-employed individuals, enabling them to access additional funds for their business needs. The specific terms and conditions for overdraft loans will be provided separately during the application process.
- Loans Against Property: We provide loans against property, allowing individuals or businesses to leverage their real estate assets for financing purposes. The terms and conditions for loans against property will be provided separately during the loan application process.
- Home Loans: We offer home loans to individuals for purchasing or refinancing residential properties. The specific terms and conditions for home loans will be provided separately during the loan application process.
- Loan Application Process:
- Application Submission: To apply for a loan, you must provide accurate and complete information as requested in the loan application form on the Website.
- Verification and Approval: We will review your loan application and may conduct credit checks and other verification procedures as deemed necessary. The approval of your loan application is subject to our discretion.
- Loan Agreement: If your loan application is approved, you will be required to review and sign a loan agreement, which will detail the specific terms, conditions, interest rates, repayment schedule, and any applicable fees associated with the loan.
- Intellectual Property:
The Website and its content, including but not limited to text, graphics, logos, icons, images, audio clips, digital downloads, data compilations, and software, are the property of BizLoansForYou or its licensors and are protected by intellectual property laws. You may not reproduce, distribute, modify, display, perform, or use any of the content without our prior written consent.
- Disclaimer of Warranties:
- The information provided on the Website is for general informational purposes only and does not constitute financial, legal, or professional advice. We make no warranties or representations about the accuracy, reliability, completeness, or timeliness of the information.
- Your use of the Website and any services provided is at your own risk. We disclaim all warranties, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.
- Limitation of Liability:
To the maximum extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with your use of the Website or any services provided, including but not limited to loss of profits, data, or other intangible losses.
- Indemnification:
You agree to indemnify, defend, and hold harmless LENDO and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising out of or in connection with your use of the Website, violation of these Terms, or infringement of any third-party rights.
- Modifications:
We reserve the right to modify or update these Terms at any time without prior notice. It is your responsibility to review the Terms periodically for any changes. Your continued use of the Website after the posting of any modifications constitutes acceptance of those changes.
- Governing Law and Jurisdiction:
These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising out of or relating to these Terms or the use of the Website shall be subject to the exclusive jurisdiction of the courts of [Jurisdiction].
- Severability:
If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.
- Entire Agreement:
These Terms constitute the entire agreement between you and LENDO regarding your use of the Website and supersede any prior or contemporaneous agreements, communications, or proposals, whether oral or written, between you and us.
If you have any questions or concerns regarding these Terms, please email us at info@lendo.co.in or call us at +919418722224